23129 — Goochland County, Virginia Market Snapshot
Housing market data for zip code 23129 in Goochland County, Virginia. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Goochland County county page for broader data.
Market Sales Data
1 sales in 2026 (year to date)
Median Sale Price
$725,000
Days to Sell
32
Homes Sold
1
Inventory
1
Conforming Loan Available
The median home in 23129 at $725,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
23129's market is balanced with homes taking an average of 32 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
The median home in 23129 at $725,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 23129 are set at the county level.
2026 Loan Limits — Goochland County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $707,250 |
| 2 Units | $1,066,250 | $905,400 |
| 3 Units | $1,288,800 | $1,094,450 |
| 4 Units | $1,601,750 | $1,360,100 |
Affordability Snapshot — Zip 23129
To purchase the median home at $725,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,705.
Monthly Payment
$5,705
Income Required
$244,488
Principal & Interest
$4,467/mo
Down Payment (5%)
$36,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 23129.
Estimated Monthly Payment
$4,637
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