20137 — Fauquier County, Virginia Market Snapshot
Housing market data for zip code 20137 in Fauquier County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$942,220
Days to Sell
45
Homes Sold
12
Inventory
2
Sale-to-List
99.2%
New Listings
7
Price/SqFt
$233
Pending Sales
9
Conforming Loan Available
Most homebuyers in 20137 can comfortably use conventional financing. The median home price of $942,220 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
20137's market is balanced with homes taking an average of 45 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 20137 (99.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 20137 can comfortably use conventional financing. The median home price of $942,220 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 20137 are set at the county level.
2026 Loan Limits — Fauquier County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 20137
To purchase the median home at $942,220 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,369.
Monthly Payment
$7,369
Income Required
$315,814
Principal & Interest
$5,806/mo
Down Payment (5%)
$47,111
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 20137.
Estimated Monthly Payment
$5,981
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