20119 — Fauquier County, Virginia Market Snapshot
Housing market data for zip code 20119 in Fauquier County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$717,500
Days to Sell
35
Homes Sold
12
Inventory
12
Sale-to-List
100.6%
New Listings
17
Price/SqFt
$280
Pending Sales
14
Conforming Loan Available
Most homebuyers in 20119 can comfortably use conventional financing. The median home price of $717,500 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
20119's market is balanced with homes taking an average of 35 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 20119 (100.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 20119 can comfortably use conventional financing. The median home price of $717,500 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 20119 are set at the county level.
2026 Loan Limits — Fauquier County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 20119
To purchase the median home at $717,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,647.
Monthly Payment
$5,647
Income Required
$242,025
Principal & Interest
$4,421/mo
Down Payment (5%)
$35,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 20119.
Estimated Monthly Payment
$4,590
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 20119. Tell us what you're looking for.