22304 — Fairfax County, Virginia Market Snapshot
Housing market data for zip code 22304 in Fairfax County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
73 sales in 2026 (year to date)
Median Sale Price
$328,250
Days to Sell
52
Homes Sold
73
Inventory
112
Sale-to-List
99.1%
New Listings
144
Price/SqFt
$314
Pending Sales
96
Conforming Loan Available
Most homebuyers in 22304 can comfortably use conventional financing. The median home price of $328,250 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
22304's market is balanced with homes taking an average of 52 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 22304 (99.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 22304 can comfortably use conventional financing. The median home price of $328,250 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 22304 are set at the county level.
2026 Loan Limits — Fairfax County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 22304
To purchase the median home at $328,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,665.
Monthly Payment
$2,665
Income Required
$114,212
Principal & Interest
$2,023/mo
Down Payment (5%)
$16,413
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 22304.
Estimated Monthly Payment
$2,181
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