22180 — Fairfax County, Virginia Market Snapshot
Housing market data for zip code 22180 in Fairfax County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
75 sales in 2026 (year to date)
Median Sale Price
$1,561,028
Days to Sell
11
Homes Sold
75
Inventory
42
Sale-to-List
102.2%
New Listings
93
Price/SqFt
$429
Pending Sales
87
Jumbo Loan Likely Needed
The median home in 22180 at $1,561,028 exceeds the 2026 conforming loan limit of $1,249,125 by $311,903. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
22180 is an extremely competitive market with homes selling in just 11 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes in 22180 are selling 2.2% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
The median home in 22180 at $1,561,028 exceeds the 2026 conforming loan limit of $1,249,125 by $311,903. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 22180 are set at the county level.
2026 Loan Limits — Fairfax County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 22180
To purchase the median home at $1,561,028 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $12,110.
Monthly Payment
$12,110
Income Required
$519,004
Principal & Interest
$9,619/mo
Down Payment (5%)
$78,051
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 22180.
Estimated Monthly Payment
$9,811
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