20190 — Fairfax County, Virginia Market Snapshot
Housing market data for zip code 20190 in Fairfax County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
51 sales in 2026 (year to date)
Median Sale Price
$790,000
Days to Sell
32
Homes Sold
51
Inventory
26
Sale-to-List
100.9%
New Listings
56
Price/SqFt
$414
Pending Sales
51
Conforming Loan Available
Most homebuyers in 20190 can comfortably use conventional financing. The median home price of $790,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
20190's market is balanced with homes taking an average of 32 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 20190 (100.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 20190 can comfortably use conventional financing. The median home price of $790,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 20190 are set at the county level.
2026 Loan Limits — Fairfax County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 20190
To purchase the median home at $790,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,203.
Monthly Payment
$6,203
Income Required
$265,831
Principal & Interest
$4,868/mo
Down Payment (5%)
$39,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 20190.
Estimated Monthly Payment
$5,039
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