24230 — Dickenson County, Virginia Market Snapshot
Housing market data for zip code 24230 in Dickenson County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$176,500
Days to Sell
41
Homes Sold
12
Inventory
30
Sale-to-List
91.5%
New Listings
27
Price/SqFt
$93
Pending Sales
17
Conforming Loan Available
Most homebuyers in 24230 can comfortably use conventional financing. The median home price of $176,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
24230's market is balanced with homes taking an average of 41 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 24230 sells for 8.5% below asking price (91.5% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 24230 can comfortably use conventional financing. The median home price of $176,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 24230 are set at the county level.
2026 Loan Limits — Dickenson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 24230
To purchase the median home at $176,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,502.
Monthly Payment
$1,502
Income Required
$64,384
Principal & Interest
$1,088/mo
Down Payment (5%)
$8,825
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 24230.
Estimated Monthly Payment
$1,242
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