24517 — Campbell County, Virginia Market Snapshot
Housing market data for zip code 24517 in Campbell County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
30 sales in 2026 (year to date)
Median Sale Price
$184,000
Days to Sell
20
Homes Sold
30
Inventory
11
Sale-to-List
100.1%
New Listings
24
Price/SqFt
$152
Pending Sales
24
Conforming Loan Available
Most homebuyers in 24517 can comfortably use conventional financing. The median home price of $184,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 24517 are moving quickly at 20 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 24517 (100.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 24517 can comfortably use conventional financing. The median home price of $184,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 24517 are set at the county level.
2026 Loan Limits — Campbell County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 24517
To purchase the median home at $184,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,560.
Monthly Payment
$1,560
Income Required
$66,846
Principal & Interest
$1,134/mo
Down Payment (5%)
$9,200
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 24517.
Estimated Monthly Payment
$1,289
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