24501 — Campbell County, Virginia Market Snapshot
Housing market data for zip code 24501 in Campbell County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
104 sales in 2026 (year to date)
Median Sale Price
$213,250
Days to Sell
32
Homes Sold
104
Inventory
89
Sale-to-List
97.3%
New Listings
159
Price/SqFt
$154
Pending Sales
137
Conforming Loan Available
Most homebuyers in 24501 can comfortably use conventional financing. The median home price of $213,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
24501's market is balanced with homes taking an average of 32 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 24501 sells for 2.7% below asking price (97.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 24501 can comfortably use conventional financing. The median home price of $213,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 24501 are set at the county level.
2026 Loan Limits — Campbell County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 24501
To purchase the median home at $213,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,784.
Monthly Payment
$1,784
Income Required
$76,451
Principal & Interest
$1,314/mo
Down Payment (5%)
$10,663
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 24501.
Estimated Monthly Payment
$1,470
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