22920 — Augusta County, Virginia Market Snapshot
Housing market data for zip code 22920 in Augusta County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
13 sales in 2026 (year to date)
Median Sale Price
$665,000
Days to Sell
11
Homes Sold
13
Inventory
16
Sale-to-List
100.3%
New Listings
30
Price/SqFt
$287
Pending Sales
23
Conforming Loan Available
Most homebuyers in 22920 can comfortably use conventional financing. The median home price of $665,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
22920 is an extremely competitive market with homes selling in just 11 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 22920 (100.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 22920 can comfortably use conventional financing. The median home price of $665,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 22920 are set at the county level.
2026 Loan Limits — Augusta County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 22920
To purchase the median home at $665,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,245.
Monthly Payment
$5,245
Income Required
$224,787
Principal & Interest
$4,098/mo
Down Payment (5%)
$33,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 22920.
Estimated Monthly Payment
$4,266
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