22101 — Arlington County, Virginia Market Snapshot
Housing market data for zip code 22101 in Arlington County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
93 sales in 2026 (year to date)
Median Sale Price
$2,300,000
Days to Sell
28
Homes Sold
93
Inventory
119
Sale-to-List
99.1%
New Listings
187
Price/SqFt
$470
Pending Sales
140
Jumbo Loan Likely Needed
The median home in 22101 at $2,300,000 exceeds the 2026 conforming loan limit of $1,249,125 by $1,050,875. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 22101 are moving quickly at 28 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 22101 (99.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 22101 at $2,300,000 exceeds the 2026 conforming loan limit of $1,249,125 by $1,050,875. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 22101 are set at the county level.
2026 Loan Limits — Arlington County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 22101
To purchase the median home at $2,300,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $17,772.
Monthly Payment
$17,772
Income Required
$761,652
Principal & Interest
$14,172/mo
Down Payment (5%)
$115,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 22101.
Estimated Monthly Payment
$14,384
Jumbo loan required. Loan amount exceeds the $1,249,125 conforming limit for 22101.
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