24504 — Appomattox County, Virginia Market Snapshot
Housing market data for zip code 24504 in Appomattox County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
28 sales in 2026 (year to date)
Median Sale Price
$197,162
Days to Sell
26
Homes Sold
28
Inventory
49
Sale-to-List
96.2%
New Listings
63
Price/SqFt
$130
Pending Sales
36
Conforming Loan Available
Most homebuyers in 24504 can comfortably use conventional financing. The median home price of $197,162 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 24504 are moving quickly at 26 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 24504 sells for 3.8% below asking price (96.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 24504 can comfortably use conventional financing. The median home price of $197,162 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 24504 are set at the county level.
2026 Loan Limits — Appomattox County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 24504
To purchase the median home at $197,162 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,661.
Monthly Payment
$1,661
Income Required
$71,168
Principal & Interest
$1,215/mo
Down Payment (5%)
$9,858
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 24504.
Estimated Monthly Payment
$1,370
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 24504. Tell us what you're looking for.