22314 — Alexandria city, Virginia Market Snapshot
Housing market data for zip code 22314 in Alexandria city, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
224 sales in 2026 (year to date)
Median Sale Price
$905,000
Days to Sell
27
Homes Sold
224
Inventory
157
Sale-to-List
101.2%
New Listings
300
Price/SqFt
$631
Pending Sales
234
Conforming Loan Available
Most homebuyers in 22314 can comfortably use conventional financing. The median home price of $905,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 22314 are moving quickly at 27 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 22314 (101.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 22314 can comfortably use conventional financing. The median home price of $905,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 22314 are set at the county level.
2026 Loan Limits — Alexandria city
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 22314
To purchase the median home at $905,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,084.
Monthly Payment
$7,084
Income Required
$303,592
Principal & Interest
$5,576/mo
Down Payment (5%)
$45,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 22314.
Estimated Monthly Payment
$5,751
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