22305 — Alexandria city, Virginia Market Snapshot
Housing market data for zip code 22305 in Alexandria city, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$760,000
Days to Sell
40
Homes Sold
18
Inventory
10
Sale-to-List
101.8%
New Listings
23
Price/SqFt
$544
Pending Sales
24
Conforming Loan Available
Most homebuyers in 22305 can comfortably use conventional financing. The median home price of $760,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
22305's market is balanced with homes taking an average of 40 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 22305 (101.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 22305 can comfortably use conventional financing. The median home price of $760,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 22305 are set at the county level.
2026 Loan Limits — Alexandria city
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 22305
To purchase the median home at $760,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,973.
Monthly Payment
$5,973
Income Required
$255,981
Principal & Interest
$4,683/mo
Down Payment (5%)
$38,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 22305.
Estimated Monthly Payment
$4,853
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 22305. Tell us what you're looking for.