22206 — Alexandria city, Virginia Market Snapshot
Housing market data for zip code 22206 in Alexandria city, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
38 sales in 2026 (year to date)
Median Sale Price
$422,500
Days to Sell
29
Homes Sold
38
Inventory
28
Sale-to-List
99.4%
New Listings
50
Price/SqFt
$445
Pending Sales
39
Conforming Loan Available
Most homebuyers in 22206 can comfortably use conventional financing. The median home price of $422,500 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 22206 are moving quickly at 29 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 22206 (99.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 22206 can comfortably use conventional financing. The median home price of $422,500 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 22206 are set at the county level.
2026 Loan Limits — Alexandria city
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 22206
To purchase the median home at $422,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,387.
Monthly Payment
$3,387
Income Required
$145,160
Principal & Interest
$2,603/mo
Down Payment (5%)
$21,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 22206.
Estimated Monthly Payment
$2,765
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