78717 — Williamson County, Texas Market Snapshot
Housing market data for zip code 78717 in Williamson County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
92 sales in 2026 (year to date)
Median Sale Price
$593,250
Days to Sell
40
Homes Sold
92
Inventory
127
Sale-to-List
98.0%
New Listings
161
Price/SqFt
$238
Pending Sales
96
Conforming Loan Available
Most homebuyers in 78717 can comfortably use conventional financing. The median home price of $593,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
78717's market is balanced with homes taking an average of 40 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 78717 sells for 2.0% below asking price (98.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 78717 can comfortably use conventional financing. The median home price of $593,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 78717 are set at the county level.
2026 Loan Limits — Williamson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $571,550 |
| 2 Units | $1,066,250 | $731,700 |
| 3 Units | $1,288,800 | $884,450 |
| 4 Units | $1,601,750 | $1,099,150 |
Affordability Snapshot — Zip 78717
To purchase the median home at $593,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,695.
Monthly Payment
$4,695
Income Required
$201,227
Principal & Interest
$3,655/mo
Down Payment (5%)
$29,663
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 78717.
Estimated Monthly Payment
$3,822
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