76308 — Wichita County, Texas Market Snapshot
Housing market data for zip code 76308 in Wichita County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
83 sales in 2026 (year to date)
Median Sale Price
$232,000
Days to Sell
52
Homes Sold
83
Inventory
70
Sale-to-List
97.6%
New Listings
99
Price/SqFt
$137
Pending Sales
89
Conforming Loan Available
Most homebuyers in 76308 can comfortably use conventional financing. The median home price of $232,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
76308's market is balanced with homes taking an average of 52 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 76308 sells for 2.4% below asking price (97.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 76308 can comfortably use conventional financing. The median home price of $232,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 76308 are set at the county level.
2026 Loan Limits — Wichita County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 76308
To purchase the median home at $232,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,928.
Monthly Payment
$1,928
Income Required
$82,608
Principal & Interest
$1,430/mo
Down Payment (5%)
$11,600
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 76308.
Estimated Monthly Payment
$1,586
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