78043 — Webb County, Texas Market Snapshot
Housing market data for zip code 78043 in Webb County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
32 sales in 2026 (year to date)
Median Sale Price
$240,950
Days to Sell
158
Homes Sold
32
Inventory
88
Sale-to-List
0.0%
New Listings
64
Price/SqFt
$159
Pending Sales
32
Conforming Loan Available
Most homebuyers in 78043 can comfortably use conventional financing. The median home price of $240,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 158 days on average, 78043 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 78043 sells for 100.0% below asking price (0.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 78043 can comfortably use conventional financing. The median home price of $240,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 78043 are set at the county level.
2026 Loan Limits — Webb County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 78043
To purchase the median home at $240,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,996.
Monthly Payment
$1,996
Income Required
$85,546
Principal & Interest
$1,485/mo
Down Payment (5%)
$12,048
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 78043.
Estimated Monthly Payment
$1,641
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