78734 — Travis County, Texas Market Snapshot
Housing market data for zip code 78734 in Travis County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
88 sales in 2026 (year to date)
Median Sale Price
$717,450
Days to Sell
76
Homes Sold
88
Inventory
224
Sale-to-List
96.4%
New Listings
212
Price/SqFt
$282
Pending Sales
120
Conforming Loan Available
The median home in 78734 at $717,450 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
With homes sitting for 76 days on average, 78734 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 78734 sells for 3.6% below asking price (96.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 78734 at $717,450 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 78734 are set at the county level.
2026 Loan Limits — Travis County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $571,550 |
| 2 Units | $1,066,250 | $731,700 |
| 3 Units | $1,288,800 | $884,450 |
| 4 Units | $1,601,750 | $1,099,150 |
Affordability Snapshot — Zip 78734
To purchase the median home at $717,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,647.
Monthly Payment
$5,647
Income Required
$242,009
Principal & Interest
$4,421/mo
Down Payment (5%)
$35,873
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 78734.
Estimated Monthly Payment
$4,590
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