76140 — Tarrant County, Texas Market Snapshot
Housing market data for zip code 76140 in Tarrant County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
121 sales in 2026 (year to date)
Median Sale Price
$279,500
Days to Sell
44
Homes Sold
121
Inventory
149
Sale-to-List
97.9%
New Listings
189
Price/SqFt
$168
Pending Sales
153
Conforming Loan Available
Most homebuyers in 76140 can comfortably use conventional financing. The median home price of $279,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
76140's market is balanced with homes taking an average of 44 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 76140 sells for 2.1% below asking price (97.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 76140 can comfortably use conventional financing. The median home price of $279,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 76140 are set at the county level.
2026 Loan Limits — Tarrant County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $563,500 |
| 2 Units | $1,066,250 | $721,400 |
| 3 Units | $1,288,800 | $872,000 |
| 4 Units | $1,601,750 | $1,083,650 |
Affordability Snapshot — Zip 76140
To purchase the median home at $279,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,291.
Monthly Payment
$2,291
Income Required
$98,205
Principal & Interest
$1,722/mo
Down Payment (5%)
$13,975
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 76140.
Estimated Monthly Payment
$1,880
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