76131 — Tarrant County, Texas Market Snapshot
Housing market data for zip code 76131 in Tarrant County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
200 sales in 2026 (year to date)
Median Sale Price
$347,495
Days to Sell
51
Homes Sold
200
Inventory
239
Sale-to-List
98.6%
New Listings
307
Price/SqFt
$173
Pending Sales
244
Conforming Loan Available
Most homebuyers in 76131 can comfortably use conventional financing. The median home price of $347,495 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
76131's market is balanced with homes taking an average of 51 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 76131 (98.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 76131 can comfortably use conventional financing. The median home price of $347,495 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 76131 are set at the county level.
2026 Loan Limits — Tarrant County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $563,500 |
| 2 Units | $1,066,250 | $721,400 |
| 3 Units | $1,288,800 | $872,000 |
| 4 Units | $1,601,750 | $1,083,650 |
Affordability Snapshot — Zip 76131
To purchase the median home at $347,495 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,812.
Monthly Payment
$2,812
Income Required
$120,531
Principal & Interest
$2,141/mo
Down Payment (5%)
$17,375
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 76131.
Estimated Monthly Payment
$2,301
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