76711 — McLennan County, Texas Market Snapshot
Housing market data for zip code 76711 in McLennan County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$141,500
Days to Sell
28
Homes Sold
18
Inventory
25
Sale-to-List
95.4%
New Listings
33
Price/SqFt
$139
Pending Sales
21
Conforming Loan Available
Most homebuyers in 76711 can comfortably use conventional financing. The median home price of $141,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 76711 are moving quickly at 28 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 76711 sells for 4.6% below asking price (95.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 76711 can comfortably use conventional financing. The median home price of $141,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 76711 are set at the county level.
2026 Loan Limits — McLennan County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 76711
To purchase the median home at $141,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,234.
Monthly Payment
$1,234
Income Required
$52,891
Principal & Interest
$872/mo
Down Payment (5%)
$7,075
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 76711.
Estimated Monthly Payment
$1,026
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