79423 — Lynn County, Texas Market Snapshot
Housing market data for zip code 79423 in Lynn County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
274 sales in 2026 (year to date)
Median Sale Price
$260,945
Days to Sell
55
Homes Sold
274
Inventory
210
Sale-to-List
0.0%
New Listings
305
Price/SqFt
$145
Pending Sales
327
Conforming Loan Available
Most homebuyers in 79423 can comfortably use conventional financing. The median home price of $260,945 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
79423's market is balanced with homes taking an average of 55 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 79423 sells for 100.0% below asking price (0.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 79423 can comfortably use conventional financing. The median home price of $260,945 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 79423 are set at the county level.
2026 Loan Limits — Lynn County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 79423
To purchase the median home at $260,945 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,149.
Monthly Payment
$2,149
Income Required
$92,112
Principal & Interest
$1,608/mo
Down Payment (5%)
$13,047
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 79423.
Estimated Monthly Payment
$1,765
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