77703 — Jefferson County, Texas Market Snapshot
Housing market data for zip code 77703 in Jefferson County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
15 sales in 2026 (year to date)
Median Sale Price
$85,000
Days to Sell
34
Homes Sold
15
Inventory
31
Sale-to-List
91.1%
New Listings
22
Price/SqFt
$62
Pending Sales
15
Conforming Loan Available
Most homebuyers in 77703 can comfortably use conventional financing. The median home price of $85,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
77703's market is balanced with homes taking an average of 34 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 77703 sells for 8.9% below asking price (91.1% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 77703 can comfortably use conventional financing. The median home price of $85,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 77703 are set at the county level.
2026 Loan Limits — Jefferson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 77703
To purchase the median home at $85,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $801.
Monthly Payment
$801
Income Required
$34,339
Principal & Interest
$524/mo
Down Payment (5%)
$4,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 77703.
Estimated Monthly Payment
$676
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