75433 — Hunt County, Texas Market Snapshot

Housing market data for zip code 75433 in Hunt County, Texas. Updated monthly with median prices, days on market, and more.

Data as of May 2026

Market Sales Data

10 sales in 2026 (year to date)

Source: Redfin

Median Sale Price

$278,250

-5.0% YoYClosed sales

Days to Sell

209

Median, listing to close

Homes Sold

10

Closed in 2026

Inventory

14

Sale-to-List

95.0%

New Listings

12

Price/SqFt

$156

Pending Sales

11

Conforming Loan Available

Most homebuyers in 75433 can comfortably use conventional financing. The median home price of $278,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Market Insights

Market Temperature

With homes sitting for 209 days on average, 75433 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.

Sale-to-List Ratio

The average home in 75433 sells for 5.0% below asking price (95.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.

Conforming Loan Feasibility

Most homebuyers in 75433 can comfortably use conventional financing. The median home price of $278,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Loan limits in 75433 are set at the county level.

2026 Loan Limits — Hunt County

Property Units Conforming Limit FHA Limit
1 Unit$832,750$563,500
2 Units$1,066,250$721,400
3 Units$1,288,800$872,000
4 Units$1,601,750$1,083,650

Affordability Snapshot — Zip 75433

To purchase the median home at $278,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,282.

Monthly Payment

$2,282

Income Required

$97,794

Principal & Interest

$1,714/mo

Down Payment (5%)

$13,913

Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.

Mortgage Calculator

Estimate your monthly payment for a home in 75433.

%
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Estimated Monthly Payment

$1,872

Principal & Interest$1,444
Property Tax$278
Insurance$150
Loan Amount$222,600
Total Interest$297,161
Income Required$80,230/yr

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