76670 — Hill County, Texas Market Snapshot
Housing market data for zip code 76670 in Hill County, Texas. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Hill County county page for broader data.
Market Sales Data
1 sales in 2026 (year to date)
Median Sale Price
$203,690
Days to Sell
414
Homes Sold
1
Inventory
11
Conforming Loan Available
Most homebuyers in 76670 can comfortably use conventional financing. The median home price of $203,690 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 414 days on average, 76670 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 76670 can comfortably use conventional financing. The median home price of $203,690 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 76670 are set at the county level.
2026 Loan Limits — Hill County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 76670
To purchase the median home at $203,690 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,711.
Monthly Payment
$1,711
Income Required
$73,312
Principal & Interest
$1,255/mo
Down Payment (5%)
$10,185
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 76670.
Estimated Monthly Payment
$1,411
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