75692 — Harrison County, Texas Market Snapshot
Housing market data for zip code 75692 in Harrison County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$262,500
Days to Sell
96
Homes Sold
10
Inventory
18
Sale-to-List
0.0%
New Listings
14
Price/SqFt
$148
Pending Sales
7
Conforming Loan Available
Most homebuyers in 75692 can comfortably use conventional financing. The median home price of $262,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 96 days on average, 75692 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 75692 sells for 100.0% below asking price (0.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 75692 can comfortably use conventional financing. The median home price of $262,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 75692 are set at the county level.
2026 Loan Limits — Harrison County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 75692
To purchase the median home at $262,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,161.
Monthly Payment
$2,161
Income Required
$92,622
Principal & Interest
$1,617/mo
Down Payment (5%)
$13,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 75692.
Estimated Monthly Payment
$1,775
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