77547 — Harris County, Texas Market Snapshot
Housing market data for zip code 77547 in Harris County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$194,250
Days to Sell
76
Homes Sold
10
Inventory
19
Sale-to-List
97.7%
New Listings
11
Price/SqFt
$160
Pending Sales
13
Conforming Loan Available
Most homebuyers in 77547 can comfortably use conventional financing. The median home price of $194,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 76 days on average, 77547 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 77547 sells for 2.3% below asking price (97.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 77547 can comfortably use conventional financing. The median home price of $194,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 77547 are set at the county level.
2026 Loan Limits — Harris County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 77547
To purchase the median home at $194,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,638.
Monthly Payment
$1,638
Income Required
$70,212
Principal & Interest
$1,197/mo
Down Payment (5%)
$9,713
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 77547.
Estimated Monthly Payment
$1,352
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 77547. Tell us what you're looking for.