77094 — Harris County, Texas Market Snapshot
Housing market data for zip code 77094 in Harris County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
26 sales in 2026 (year to date)
Median Sale Price
$548,500
Days to Sell
10
Homes Sold
26
Inventory
20
Sale-to-List
98.5%
New Listings
42
Price/SqFt
$185
Pending Sales
29
Conforming Loan Available
Most homebuyers in 77094 can comfortably use conventional financing. The median home price of $548,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
77094 is an extremely competitive market with homes selling in just 10 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 77094 (98.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 77094 can comfortably use conventional financing. The median home price of $548,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 77094 are set at the county level.
2026 Loan Limits — Harris County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 77094
To purchase the median home at $548,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,352.
Monthly Payment
$4,352
Income Required
$186,533
Principal & Interest
$3,380/mo
Down Payment (5%)
$27,425
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 77094.
Estimated Monthly Payment
$3,545
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