77073 — Harris County, Texas Market Snapshot
Housing market data for zip code 77073 in Harris County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
69 sales in 2026 (year to date)
Median Sale Price
$238,500
Days to Sell
61
Homes Sold
69
Inventory
82
Sale-to-List
97.9%
New Listings
86
Price/SqFt
$120
Pending Sales
78
Conforming Loan Available
Most homebuyers in 77073 can comfortably use conventional financing. The median home price of $238,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 61 days on average, 77073 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 77073 sells for 2.1% below asking price (97.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 77073 can comfortably use conventional financing. The median home price of $238,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 77073 are set at the county level.
2026 Loan Limits — Harris County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 77073
To purchase the median home at $238,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,977.
Monthly Payment
$1,977
Income Required
$84,742
Principal & Interest
$1,470/mo
Down Payment (5%)
$11,925
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 77073.
Estimated Monthly Payment
$1,626
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 77073. Tell us what you're looking for.