77063 — Harris County, Texas Market Snapshot
Housing market data for zip code 77063 in Harris County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
78 sales in 2026 (year to date)
Median Sale Price
$476,537
Days to Sell
37
Homes Sold
78
Inventory
177
Sale-to-List
97.0%
New Listings
167
Price/SqFt
$206
Pending Sales
95
Conforming Loan Available
Most homebuyers in 77063 can comfortably use conventional financing. The median home price of $476,537 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
77063's market is balanced with homes taking an average of 37 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 77063 sells for 3.0% below asking price (97.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 77063 can comfortably use conventional financing. The median home price of $476,537 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 77063 are set at the county level.
2026 Loan Limits — Harris County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 77063
To purchase the median home at $476,537 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,801.
Monthly Payment
$3,801
Income Required
$162,903
Principal & Interest
$2,936/mo
Down Payment (5%)
$23,827
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 77063.
Estimated Monthly Payment
$3,099
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