77041 — Harris County, Texas Market Snapshot
Housing market data for zip code 77041 in Harris County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
72 sales in 2026 (year to date)
Median Sale Price
$318,500
Days to Sell
31
Homes Sold
72
Inventory
71
Sale-to-List
98.2%
New Listings
112
Price/SqFt
$157
Pending Sales
89
Conforming Loan Available
Most homebuyers in 77041 can comfortably use conventional financing. The median home price of $318,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
77041's market is balanced with homes taking an average of 31 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 77041 (98.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 77041 can comfortably use conventional financing. The median home price of $318,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 77041 are set at the county level.
2026 Loan Limits — Harris County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 77041
To purchase the median home at $318,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,590.
Monthly Payment
$2,590
Income Required
$111,011
Principal & Interest
$1,963/mo
Down Payment (5%)
$15,925
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 77041.
Estimated Monthly Payment
$2,121
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