77019 — Harris County, Texas Market Snapshot
Housing market data for zip code 77019 in Harris County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
40 sales in 2026 (year to date)
Median Sale Price
$1,967,157
Days to Sell
33
Homes Sold
40
Inventory
47
Sale-to-List
97.3%
New Listings
65
Price/SqFt
$540
Pending Sales
48
Jumbo Loan Likely Needed
The median home in 77019 at $1,967,157 exceeds the 2026 conforming loan limit of $832,750 by $1,134,407. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
77019's market is balanced with homes taking an average of 33 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 77019 sells for 2.7% below asking price (97.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 77019 at $1,967,157 exceeds the 2026 conforming loan limit of $832,750 by $1,134,407. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 77019 are set at the county level.
2026 Loan Limits — Harris County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 77019
To purchase the median home at $1,967,157 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $15,222.
Monthly Payment
$15,222
Income Required
$652,360
Principal & Interest
$12,121/mo
Down Payment (5%)
$98,358
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 77019.
Estimated Monthly Payment
$12,324
Jumbo loan required. Loan amount exceeds the $832,750 conforming limit for 77019.
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 77019. Tell us what you're looking for.