75693 — Gregg County, Texas Market Snapshot
Housing market data for zip code 75693 in Gregg County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
28 sales in 2026 (year to date)
Median Sale Price
$264,950
Days to Sell
87
Homes Sold
28
Inventory
24
Sale-to-List
0.0%
New Listings
24
Price/SqFt
$148
Pending Sales
26
Conforming Loan Available
Most homebuyers in 75693 can comfortably use conventional financing. The median home price of $264,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 87 days on average, 75693 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 75693 sells for 100.0% below asking price (0.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 75693 can comfortably use conventional financing. The median home price of $264,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 75693 are set at the county level.
2026 Loan Limits — Gregg County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 75693
To purchase the median home at $264,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,180.
Monthly Payment
$2,180
Income Required
$93,427
Principal & Interest
$1,633/mo
Down Payment (5%)
$13,248
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 75693.
Estimated Monthly Payment
$1,790
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