77517 — Galveston County, Texas Market Snapshot
Housing market data for zip code 77517 in Galveston County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
22 sales in 2026 (year to date)
Median Sale Price
$373,000
Days to Sell
137
Homes Sold
22
Inventory
19
Sale-to-List
98.2%
New Listings
26
Price/SqFt
$203
Pending Sales
18
Conforming Loan Available
Most homebuyers in 77517 can comfortably use conventional financing. The median home price of $373,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 137 days on average, 77517 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 77517 (98.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 77517 can comfortably use conventional financing. The median home price of $373,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 77517 are set at the county level.
2026 Loan Limits — Galveston County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 77517
To purchase the median home at $373,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,008.
Monthly Payment
$3,008
Income Required
$128,906
Principal & Interest
$2,298/mo
Down Payment (5%)
$18,650
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 77517.
Estimated Monthly Payment
$2,458
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