77477 — Fort Bend County, Texas Market Snapshot
Housing market data for zip code 77477 in Fort Bend County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
41 sales in 2026 (year to date)
Median Sale Price
$337,000
Days to Sell
46
Homes Sold
41
Inventory
44
Sale-to-List
96.6%
New Listings
59
Price/SqFt
$157
Pending Sales
53
Conforming Loan Available
Most homebuyers in 77477 can comfortably use conventional financing. The median home price of $337,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
77477's market is balanced with homes taking an average of 46 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 77477 sells for 3.4% below asking price (96.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 77477 can comfortably use conventional financing. The median home price of $337,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 77477 are set at the county level.
2026 Loan Limits — Fort Bend County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 77477
To purchase the median home at $337,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,732.
Monthly Payment
$2,732
Income Required
$117,085
Principal & Interest
$2,076/mo
Down Payment (5%)
$16,850
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 77477.
Estimated Monthly Payment
$2,236
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