77053 — Fort Bend County, Texas Market Snapshot
Housing market data for zip code 77053 in Fort Bend County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
41 sales in 2026 (year to date)
Median Sale Price
$222,000
Days to Sell
45
Homes Sold
41
Inventory
34
Sale-to-List
96.7%
New Listings
52
Price/SqFt
$149
Pending Sales
52
Conforming Loan Available
Most homebuyers in 77053 can comfortably use conventional financing. The median home price of $222,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
77053's market is balanced with homes taking an average of 45 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 77053 sells for 3.3% below asking price (96.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 77053 can comfortably use conventional financing. The median home price of $222,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 77053 are set at the county level.
2026 Loan Limits — Fort Bend County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 77053
To purchase the median home at $222,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,851.
Monthly Payment
$1,851
Income Required
$79,324
Principal & Interest
$1,368/mo
Down Payment (5%)
$11,100
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 77053.
Estimated Monthly Payment
$1,524
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