79930 — El Paso County, Texas Market Snapshot
Housing market data for zip code 79930 in El Paso County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
28 sales in 2026 (year to date)
Median Sale Price
$185,500
Days to Sell
58
Homes Sold
28
Inventory
41
Sale-to-List
98.7%
New Listings
41
Price/SqFt
$144
Pending Sales
45
Conforming Loan Available
Most homebuyers in 79930 can comfortably use conventional financing. The median home price of $185,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
79930's market is balanced with homes taking an average of 58 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 79930 (98.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 79930 can comfortably use conventional financing. The median home price of $185,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 79930 are set at the county level.
2026 Loan Limits — El Paso County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 79930
To purchase the median home at $185,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,571.
Monthly Payment
$1,571
Income Required
$67,339
Principal & Interest
$1,143/mo
Down Payment (5%)
$9,275
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 79930.
Estimated Monthly Payment
$1,298
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