79924 — El Paso County, Texas Market Snapshot
Housing market data for zip code 79924 in El Paso County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
174 sales in 2026 (year to date)
Median Sale Price
$201,000
Days to Sell
45
Homes Sold
174
Inventory
115
Sale-to-List
98.2%
New Listings
201
Price/SqFt
$142
Pending Sales
197
Conforming Loan Available
Most homebuyers in 79924 can comfortably use conventional financing. The median home price of $201,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
79924's market is balanced with homes taking an average of 45 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 79924 (98.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 79924 can comfortably use conventional financing. The median home price of $201,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 79924 are set at the county level.
2026 Loan Limits — El Paso County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 79924
To purchase the median home at $201,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,690.
Monthly Payment
$1,690
Income Required
$72,429
Principal & Interest
$1,239/mo
Down Payment (5%)
$10,050
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 79924.
Estimated Monthly Payment
$1,394
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