79836 — El Paso County, Texas Market Snapshot
Housing market data for zip code 79836 in El Paso County, Texas. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 8 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the El Paso County county page for broader data.
Market Sales Data
8 sales in 2026 (year to date)
Median Sale Price
$360,250
Days to Sell
76
Homes Sold
8
Inventory
97
Conforming Loan Available
Most homebuyers in 79836 can comfortably use conventional financing. The median home price of $360,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 76 days on average, 79836 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 79836 can comfortably use conventional financing. The median home price of $360,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 79836 are set at the county level.
2026 Loan Limits — El Paso County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 79836
To purchase the median home at $360,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,910.
Monthly Payment
$2,910
Income Required
$124,720
Principal & Interest
$2,220/mo
Down Payment (5%)
$18,013
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 79836.
Estimated Monthly Payment
$2,380
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