79835 — El Paso County, Texas Market Snapshot
Housing market data for zip code 79835 in El Paso County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$316,000
Days to Sell
23
Homes Sold
12
Inventory
21
Sale-to-List
96.7%
New Listings
18
Price/SqFt
$168
Pending Sales
12
Conforming Loan Available
Most homebuyers in 79835 can comfortably use conventional financing. The median home price of $316,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 79835 are moving quickly at 23 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 79835 sells for 3.3% below asking price (96.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 79835 can comfortably use conventional financing. The median home price of $316,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 79835 are set at the county level.
2026 Loan Limits — El Paso County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 79835
To purchase the median home at $316,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,571.
Monthly Payment
$2,571
Income Required
$110,190
Principal & Interest
$1,947/mo
Down Payment (5%)
$15,800
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 79835.
Estimated Monthly Payment
$2,106
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