76262 — Denton County, Texas Market Snapshot
Housing market data for zip code 76262 in Denton County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
175 sales in 2026 (year to date)
Median Sale Price
$727,500
Days to Sell
41
Homes Sold
175
Inventory
175
Sale-to-List
97.8%
New Listings
252
Price/SqFt
$240
Pending Sales
196
Conforming Loan Available
The median home in 76262 at $727,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
76262's market is balanced with homes taking an average of 41 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 76262 sells for 2.2% below asking price (97.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 76262 at $727,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 76262 are set at the county level.
2026 Loan Limits — Denton County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $563,500 |
| 2 Units | $1,066,250 | $721,400 |
| 3 Units | $1,288,800 | $872,000 |
| 4 Units | $1,601,750 | $1,083,650 |
Affordability Snapshot — Zip 76262
To purchase the median home at $727,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,724.
Monthly Payment
$5,724
Income Required
$245,309
Principal & Interest
$4,483/mo
Down Payment (5%)
$36,375
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 76262.
Estimated Monthly Payment
$4,652
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