75010 — Denton County, Texas Market Snapshot
Housing market data for zip code 75010 in Denton County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
99 sales in 2026 (year to date)
Median Sale Price
$479,900
Days to Sell
33
Homes Sold
99
Inventory
67
Sale-to-List
98.4%
New Listings
117
Price/SqFt
$238
Pending Sales
108
Conforming Loan Available
Most homebuyers in 75010 can comfortably use conventional financing. The median home price of $479,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
75010's market is balanced with homes taking an average of 33 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 75010 (98.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 75010 can comfortably use conventional financing. The median home price of $479,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 75010 are set at the county level.
2026 Loan Limits — Denton County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $563,500 |
| 2 Units | $1,066,250 | $721,400 |
| 3 Units | $1,288,800 | $872,000 |
| 4 Units | $1,601,750 | $1,083,650 |
Affordability Snapshot — Zip 75010
To purchase the median home at $479,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,827.
Monthly Payment
$3,827
Income Required
$164,007
Principal & Interest
$2,957/mo
Down Payment (5%)
$23,995
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 75010.
Estimated Monthly Payment
$3,120
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