75229 — Dallas County, Texas Market Snapshot
Housing market data for zip code 75229 in Dallas County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
107 sales in 2026 (year to date)
Median Sale Price
$1,010,000
Days to Sell
30
Homes Sold
107
Inventory
124
Sale-to-List
97.4%
New Listings
169
Price/SqFt
$340
Pending Sales
133
Jumbo Loan Likely Needed
The median home in 75229 at $1,010,000 exceeds the 2026 conforming loan limit of $832,750 by $177,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
75229's market is balanced with homes taking an average of 30 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 75229 sells for 2.6% below asking price (97.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 75229 at $1,010,000 exceeds the 2026 conforming loan limit of $832,750 by $177,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 75229 are set at the county level.
2026 Loan Limits — Dallas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $563,500 |
| 2 Units | $1,066,250 | $721,400 |
| 3 Units | $1,288,800 | $872,000 |
| 4 Units | $1,601,750 | $1,083,650 |
Affordability Snapshot — Zip 75229
To purchase the median home at $1,010,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,888.
Monthly Payment
$7,888
Income Required
$338,070
Principal & Interest
$6,223/mo
Down Payment (5%)
$50,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 75229.
Estimated Monthly Payment
$6,401
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