75228 — Dallas County, Texas Market Snapshot
Housing market data for zip code 75228 in Dallas County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
148 sales in 2026 (year to date)
Median Sale Price
$352,750
Days to Sell
51
Homes Sold
148
Inventory
181
Sale-to-List
97.6%
New Listings
222
Price/SqFt
$201
Pending Sales
179
Conforming Loan Available
Most homebuyers in 75228 can comfortably use conventional financing. The median home price of $352,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
75228's market is balanced with homes taking an average of 51 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 75228 sells for 2.4% below asking price (97.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 75228 can comfortably use conventional financing. The median home price of $352,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 75228 are set at the county level.
2026 Loan Limits — Dallas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $563,500 |
| 2 Units | $1,066,250 | $721,400 |
| 3 Units | $1,288,800 | $872,000 |
| 4 Units | $1,601,750 | $1,083,650 |
Affordability Snapshot — Zip 75228
To purchase the median home at $352,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,853.
Monthly Payment
$2,853
Income Required
$122,257
Principal & Interest
$2,174/mo
Down Payment (5%)
$17,638
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 75228.
Estimated Monthly Payment
$2,333
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