75225 — Dallas County, Texas Market Snapshot
Housing market data for zip code 75225 in Dallas County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
20 sales in 2026 (year to date)
Median Sale Price
$302,500
Days to Sell
60
Homes Sold
20
Inventory
51
Sale-to-List
96.5%
New Listings
46
Price/SqFt
$270
Pending Sales
21
Conforming Loan Available
Most homebuyers in 75225 can comfortably use conventional financing. The median home price of $302,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 60 days on average, 75225 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 75225 sells for 3.5% below asking price (96.5% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 75225 can comfortably use conventional financing. The median home price of $302,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 75225 are set at the county level.
2026 Loan Limits — Dallas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $563,500 |
| 2 Units | $1,066,250 | $721,400 |
| 3 Units | $1,288,800 | $872,000 |
| 4 Units | $1,601,750 | $1,083,650 |
Affordability Snapshot — Zip 75225
To purchase the median home at $302,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,468.
Monthly Payment
$2,468
Income Required
$105,757
Principal & Interest
$1,864/mo
Down Payment (5%)
$15,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 75225.
Estimated Monthly Payment
$2,022
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 75225. Tell us what you're looking for.