75223 — Dallas County, Texas Market Snapshot
Housing market data for zip code 75223 in Dallas County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
39 sales in 2026 (year to date)
Median Sale Price
$714,000
Days to Sell
28
Homes Sold
39
Inventory
55
Sale-to-List
97.9%
New Listings
58
Price/SqFt
$377
Pending Sales
43
Conforming Loan Available
The median home in 75223 at $714,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 75223 are moving quickly at 28 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 75223 sells for 2.1% below asking price (97.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 75223 at $714,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 75223 are set at the county level.
2026 Loan Limits — Dallas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $563,500 |
| 2 Units | $1,066,250 | $721,400 |
| 3 Units | $1,288,800 | $872,000 |
| 4 Units | $1,601,750 | $1,083,650 |
Affordability Snapshot — Zip 75223
To purchase the median home at $714,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,620.
Monthly Payment
$5,620
Income Required
$240,876
Principal & Interest
$4,399/mo
Down Payment (5%)
$35,700
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 75223.
Estimated Monthly Payment
$4,569
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