75218 — Dallas County, Texas Market Snapshot
Housing market data for zip code 75218 in Dallas County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
104 sales in 2026 (year to date)
Median Sale Price
$654,875
Days to Sell
35
Homes Sold
104
Inventory
110
Sale-to-List
98.0%
New Listings
154
Price/SqFt
$339
Pending Sales
117
Conforming Loan Available
Most homebuyers in 75218 can comfortably use conventional financing. The median home price of $654,875 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
75218's market is balanced with homes taking an average of 35 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 75218 sells for 2.0% below asking price (98.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 75218 can comfortably use conventional financing. The median home price of $654,875 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 75218 are set at the county level.
2026 Loan Limits — Dallas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $563,500 |
| 2 Units | $1,066,250 | $721,400 |
| 3 Units | $1,288,800 | $872,000 |
| 4 Units | $1,601,750 | $1,083,650 |
Affordability Snapshot — Zip 75218
To purchase the median home at $654,875 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,167.
Monthly Payment
$5,167
Income Required
$221,462
Principal & Interest
$4,035/mo
Down Payment (5%)
$32,744
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 75218.
Estimated Monthly Payment
$4,203
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