75149 — Dallas County, Texas Market Snapshot
Housing market data for zip code 75149 in Dallas County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
135 sales in 2026 (year to date)
Median Sale Price
$242,500
Days to Sell
61
Homes Sold
135
Inventory
171
Sale-to-List
97.2%
New Listings
193
Price/SqFt
$166
Pending Sales
174
Conforming Loan Available
Most homebuyers in 75149 can comfortably use conventional financing. The median home price of $242,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 61 days on average, 75149 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 75149 sells for 2.8% below asking price (97.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 75149 can comfortably use conventional financing. The median home price of $242,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 75149 are set at the county level.
2026 Loan Limits — Dallas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $563,500 |
| 2 Units | $1,066,250 | $721,400 |
| 3 Units | $1,288,800 | $872,000 |
| 4 Units | $1,601,750 | $1,083,650 |
Affordability Snapshot — Zip 75149
To purchase the median home at $242,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,008.
Monthly Payment
$2,008
Income Required
$86,055
Principal & Interest
$1,494/mo
Down Payment (5%)
$12,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 75149.
Estimated Monthly Payment
$1,651
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