75007 — Dallas County, Texas Market Snapshot
Housing market data for zip code 75007 in Dallas County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
156 sales in 2026 (year to date)
Median Sale Price
$413,500
Days to Sell
27
Homes Sold
156
Inventory
141
Sale-to-List
99.1%
New Listings
233
Price/SqFt
$213
Pending Sales
177
Conforming Loan Available
Most homebuyers in 75007 can comfortably use conventional financing. The median home price of $413,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 75007 are moving quickly at 27 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 75007 (99.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 75007 can comfortably use conventional financing. The median home price of $413,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 75007 are set at the county level.
2026 Loan Limits — Dallas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $563,500 |
| 2 Units | $1,066,250 | $721,400 |
| 3 Units | $1,288,800 | $872,000 |
| 4 Units | $1,601,750 | $1,083,650 |
Affordability Snapshot — Zip 75007
To purchase the median home at $413,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,318.
Monthly Payment
$3,318
Income Required
$142,205
Principal & Interest
$2,548/mo
Down Payment (5%)
$20,675
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 75007.
Estimated Monthly Payment
$2,709
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